Helping people protect what matters most has been my focus for decades. As a lifelong resident of Wilmington, NC and a State Farm Agent since 1990, I understand the unique needs and challenges families face in our coastal community. With more than 36 years of experience, my team and I are committed to providing thoughtful guidance and dependable support, helping you make confident decisions about your coverage. I work closely with customers to protect what they’ve built and plan for what’s ahead through Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, and Business Insurance. We also assist with Flood Insurance as an NFIP Flood Insurance Producer, an important consideration for many homeowners in our region. Whether you’re reviewing coverage for your home, preparing for life changes, or navigating a move, we take the time to explain options clearly and guide you in the right direction. I’m a graduate of the University of North Carolina Wilmington, earning my B.S., and I’ve continued my professional education through The American College, where I earned the Chartered Life Underwriter (CLU) , (CHFC) designations and Keenan Flagler Entrepreneurs Program. These credentials reflect my commitment to ongoing education and providing well‐rounded insurance and financial guidance. We’re licensed to serve customers in North Carolina and Virginia, and we regularly help with state‐to‐state insurance transfers from around the world. Outside the office, I enjoy living the coastal life, boating, fishing, and playing golf. My connection to the area is personal, and that local perspective carries into how we serve our customers. We proudly work with individuals and families throughout Wilmington, NC, as well as Hampstead, NC and Leland, NC, offering competitive coverage options across the state. We’re grateful for the opportunity to serve our friends and neighbors, and when you’re ready, I invite you to connect with my team and let us help protect what matters most to you and your family.

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Connect with Tim for insurance guidance in Wilmington.

Q: How fast can I get car insurance?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. In Wilmington, you can count on Tim for personalized service.

Q: What kind of insurance do I need for a leased vehicle?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Tim is here to help your Wilmington household feel covered.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Looking for coverage? Talk with Tim about your options in Wilmington.

Q: What is renters insurance?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. For personalized coverage in Wilmington, NC, reach out to Tim.

Q: What's typically covered by a homeowners insurance policy?

A: Homeowners insurance can help protect your home, personal property, personal liability, and additional living expenses after a covered loss. Tim is proud to serve the Wilmington community.